Retail loan against gold collateral

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Retail loan against gold collateral to meet domestic needs.

Individuals

Traders

Businessmen

Professionals

To meet domestic needs

70% of Market value of Gold Ornamentals pledged

Please refer Interest rate chart / visit our nearest branch

Pledge of gold ornaments

Upto ₹2,00,000/- - 12 months - Bullet repayment (principal with interest)

Above ₹2,00,000/- - 12 months – Monthly interest to be serviced

Upto ₹25,000/- - NIL (Only for Business purpose )

Above ₹25,000/- - ₹200/- per lakh or part there of

Please contact nearest Puducherry Grama Bank’s Branch for more details

Ready to explore this loan further?

Visit your nearest branch to confirm eligibility, interest details, repayment options, and the full application checklist.