Puducherry Grama Bank

Savings Bank Account

Product Details	Savings Bank Account
Description	Savings scheme accounts suits all types of our Customers and it is designed for flexible and frequent transactions.
Features	Eligibility: a) Individual – Single Accounts b) Two or more individuals – Joint Accounts c) Illiterate persons, Visually Challenged persons, Associations, Clubs, Trusts, HUF. d) Institutions/Agencies/ Societies/Government Departments specially permitted by RBI. Facilities: a) Account can be opened with a minimum balance based on the location like urban, metro or rural. b) Deposit will earn interest c) Minimum balance is to be maintained based on the location like urban, metro or rural. d) ECS/RTGS/NEFT/IMPS facilities are available e) SMS Alerts available. f) Cheque book facility available. g)ATM card facility. h) Minimum Balance charges are applicable. i) Nomination facility available.
Interest Rate	2.8% p.a.
Other Conditions	Please visit nearest Branch

Period	Interest Rate – Upto Rs.1.00 Crore	Interest Rate – Above Rs.1.00 Crore and Upto 3.00 Crores
15- 29 days	4.50%	4.60%
30- 45 days	4.50%	4.60%
46- 90 days	5.25%	5.60%
91- 180 days	5.50%	5.70%
181- 270 days	6.25%	6.30%
271- 364 days	6.50%	6.60%
1 Year to less than 2 years	7.15%	7.30%
2 years to less than 3 years	7.30%	7.00%
3 years to less than 5 years	6.75%	6.50%
5 years and Above	6.70%	6.50%