Priority Programmes

Government Sponsored Schemes

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Featured Government Schemes

Urban Livelihood 01

National Urban Livelihoods Mission (NULM)

Financial assistance for urban poor individuals, groups, and SHGs for self-employment ventures and micro-enterprises with interest subsidy support.

SEP-I SEP-G SHG bank linkage

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Group Finance 02

Self Help Groups (SHGs)

Credit support for active self-help groups with graded lending based on corpus, micro-credit planning, and repayment history.

Active for 6 months Dose-based lending Monthly or quarterly instalments

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Agriculture 03

Kisan Credit Card Loan Scheme

Government of India scheme for providing short-term formal credit to farmers in agriculture, fisheries, and animal husbandry sectors.

Crop loan Animal husbandry Fisheries

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Enterprise 04

Prime Minister's Employment Generation Programme (PMEGP)

A central sector scheme for setting up new self-employment ventures and micro enterprises in rural and urban areas.

Employment generation Margin money subsidy Manufacturing and service sectors

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Inclusive Growth 05

Stand Up India

Facilitates bank loans from Rs 10 lakh to Rs 1 crore for greenfield enterprises for eligible women and SC/ST entrepreneurs.

Rs 10 lakh to Rs 1 crore Greenfield enterprise Women and SC/ST focus

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Micro Business 06

Pradhan Mantri Mudra Yojana (PMMY)

MUDRA loans for income-generating micro enterprises in manufacturing, trading, and service sectors.

Shishu Kishore Tarun

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Street Vendor 07

PM Street Vendor's Atma Nirbhar Nidhi (PM SVANidhi)

Working capital support for eligible street vendors to resume and strengthen vending activity.

Working capital loan Interest subsidy Digital transaction reward

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Food Processing 08

Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME)

Support for formalization, competitiveness, and value-chain strengthening of micro food processing enterprises.

Micro food units FPO and SHG support ODOP focus

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Guidance Support

The branch can help identify the right scheme path

Discuss the suitable scheme based on applicant profile and activity.

Understand repayment period, subsidy support, and loan quantum.

Prepare the required records before visiting the branch.

Move from enquiry to branch-level application with better clarity.

Common Documents

The exact document set can vary by scheme, borrower type, and project. These are the common document groups branches usually review.

Identity and KYC

Identity proof Address proof Photographs PAN where applicable

Business or Activity Records

Project report Cost estimate Business activity details Bank account details

Scheme Specific Proof

ULB or authority recommendation SHG or group records Land or vendor records Training or qualification proof where required

Need help selecting the right scheme?

Customers can connect with the branch team to understand eligibility, project preparation, documentation, and the best fit among available government-sponsored schemes.

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